Robert Giarraffa

A Blessed and Guided Life Robert Giarraffa

Although written for his grandchildren, you feel like you are walking right beside Robert Giarraffa as he is growing up in Brooklyn, New York during the 1950s and '60s. There are some positive and negative life lessons to be learned, some historical and some hysterical. You also walk along with him and see what it was like working in a pharmaceutical company and get to witness the birth of a new profession, Financial Planning. When Robert looks back on his life, he considers what he calls "intelligent dominos" somehow guiding his journey.

Perhaps this book will be the catalyst for your own life story.

Born and raised in Brooklyn, New York, Robert Giarraffa attended St. John's University in Queens, New York, graduating in 1968 with a Bachelor's Degree in Chemistry. He began his career in the pharmaceutical industry where he worked for 15 years. Robert was concurrently a member of the Army National Guard from 1969 to 1976. He went on to attend Fairleigh Dickinson University, graduating in 1976 with an MBA in Finance.

Robert began his career in the financial industry as a Financial Advisor in 1978. He went on to found New Horizons in 1982. As President of New Horizons Wealth Management LLC, he trains and manages other financial advisors. In 1993, he created Backdoor BudgetingSM, a Federally Registered method used to analyze cash flow. He has been a member of the Financial Planning Association (formerly the International Association for Financial Planners) since 1983.

Robert sponsors and plays on the New Horizons Wealth Management LLC softball team, having done so since 1997. He enjoys playing ping pong and pool, as well as designing Microsoft Excel programs, and reading nonfiction books. Robert enjoys traveling and is an advocate of complementary medicine. In his hometown, he was a member of the Randolph Open Space committee from 1999 to 2007.

Robert has lived with his wife, Savia, in Randolph, New Jersey since 1973 with daughters, Daria and Tara living close by with their families in Madison, New Jersey.