Khizer Ali

Risk Management Practices: Implication on the Banking Sector: Explicit & Implicit Inferences from Conventional and Islamic Banks Khizer Ali

Risk management is an essential part of the decision-making process. To advance this decision making, the study investigates the explicit and implicit inferences of the banking sector in response to acknowledged risk aspects (credit risk, liquidity risk & operational risk) faced within the dynamic business environment in which the bank operates. Responsive behaviour of risk mangers is identified for conventional and Islamic banks. In addition, the study compare and contrast their responsive behaviour between two set of banks (Conventional and Islamic). It is imperative and constructive to know about the factors on which future decision making can be based. On the practical aspect, this study could help management of the banks' and policy makers to spotlight on the main banking activities that possibly will enhance the bank position and financial presentation.